✦ Capital Gains · RSU · ESOP · F&O✦ Income Tax Notice Reply✦ WhatsApp Support · +91 90240 31170✦ Tax Planning & Advisory✦help@taxxify.com✦ Serving Clients Pan-India✦ NRI & Global Indians Welcome✦ Quick Response · 24-Hour Turnaround✦ Filing Season Open · AY 2026-27✦ Property Sale & TDS u/s 194-IA✦ CA-Reviewed · Notice-Proof Filing✦ Crypto · VDA · Foreign Income✦ HUF Formation & Annual Returns✦ Old vs New Regime — Optimised✦ Refund Tracking & Reissue✦ Section 54 / 54F / 54EC Planning✦ Transparent Pricing · No Hidden Fees✦ Capital Gains · RSU · ESOP · F&O✦ Income Tax Notice Reply✦ WhatsApp Support · +91 90240 31170✦ Tax Planning & Advisory✦help@taxxify.com✦ Serving Clients Pan-India✦ NRI & Global Indians Welcome✦ Quick Response · 24-Hour Turnaround✦ Filing Season Open · AY 2026-27✦ Property Sale & TDS u/s 194-IA✦ CA-Reviewed · Notice-Proof Filing✦ Crypto · VDA · Foreign Income✦ HUF Formation & Annual Returns✦ Old vs New Regime — Optimised✦ Refund Tracking & Reissue✦ Section 54 / 54F / 54EC Planning✦ Transparent Pricing · No Hidden Fees
Filing season AY 2026-27 is now open
File Your Income Tax Return with Confidence.
Taxxify helps individuals, professionals, families and global Indians file accurate Indian income tax returns — with expert review, quick turnaround, and friendly online support.
Five quick utilities — no sign-up, no email, just answers. Built on the latest Indian tax rules effective FY 2025-26 (AY 2026-27) under the Income-tax Act, 2025.
Old vs New regime — which saves you more?
FY 2025-26 (AY 2026-27) slabs · Section 87A rebate up to ₹12L (new regime) · 4% cess included.
Salary + interest + rental + other (before deductions).
HRA exemption is available only under the Old Regime. The New Regime does not allow HRA exemption.
Advance Tax — quarterly schedule for Tax Year 2026-27
If your tax liability after TDS exceeds ₹10,000, you must pay advance tax in 4 instalments. Sec 424 / 425 (Income-tax Act, 2025) interest on shortfall.
Use the Tax Calculator above to estimate this first.
Presumptive taxpayers pay 100% in a single instalment by 15 March 2027 (Sec 408(2)).
Enter estimated tax to build your advance-tax schedule.
Your advance-tax schedule
Net advance tax payable—
Tax liability after TDS is below ₹10,000 — advance tax not applicable.
Estimate at basic rates · Surcharge (above ₹50L), Section 87A interplay, set-off of losses, and Section 54 / 54F / 54EC exemptions not modelled. We compute these in your filing.
FINANCIAL PLANNING · BEYOND TAX
Plan your financial life, not just your filing.
Eight CA-grade calculators for serious financial planning — home loan prepayment, retirement, SIP goals, term insurance, health cover, emergency funds, inflation impact, and child education. Each result ends with one CTA to discuss your specifics with our team.
Home Loan EMI + prepayment strategies
Compare baseline, one extra EMI per year, and 5% annual EMI step-up. See interest saved and years shaved off your tenure.
Principal sanctioned by your lender.
Current floating-rate home loans typically 8.4–9.5% in India.
Enter loan amount, rate & tenure to see EMI and prepayment savings.
Your loan plan
Monthly EMI—
A. BaselineNo prepayment
Total interest—
Years to close—
B. 1 extra EMI / yearPay one bonus EMI every December
Total interest—
Years to close—
Interest saved—
C. 5% EMI step-upRaise EMI 5% every year with salary hike
EMI uses standard amortisation. Section 24(b) — up to ₹2L interest deduction (self-occupied) — and Section 80C — up to ₹1.5L principal — under the old regime can further improve effective cost. We model these in your personal review.
Retirement corpus & monthly SIP
Maintain today's lifestyle till age 85, adjusted for inflation. We compute the corpus you need on retirement day and the monthly SIP to get there.
Uses real-rate-of-return approach: corpus = PV of inflation-growing annuity at real rate (1+post-retire return)/(1+inflation) − 1. SIP solved by FV-of-annuity. Existing EPF/PPF/NPS not deducted — we factor those in your plan.
SIP & goal planner
Two modes: Forward — what your SIP becomes. Goal — what SIP you need for a target.
Pure term plans only. Avoid ULIPs & endowment plans — they bundle inferior insurance with poor returns. Premium for ₹1Cr term @ age 32 ≈ ₹10–15k/yr. Section 80C benefit (old regime) up to ₹1.5L on premiums.
Health insurance cover sizing
India's medical inflation runs at ~14% per year. Employer cover vanishes when you change jobs. Build adequate floater + super top-up cover.
Employer-provided cover ends when you leave the job — count carefully.
Choose your family & city to see the recommended cover.
A base floater + super top-up combo costs ~40% less than a single high-cover plan. Section 80D (old regime): up to ₹25k for self/family + ₹50k for senior parents = ₹75k deduction. Critical illness rider strongly recommended.
Emergency fund sizing
The fund that lets you sleep at night. Sized to your profile — stable salaried, variable income, or business owner.
Suggested vehicles: equity MFs (high horizon) + Sukanya Samriddhi (girl child, 8.2% tax-free) + PPF (15-yr lock-in, tax-free). Add term insurance to protect the goal if you're the sole earner.
TAX RESOURCES
Quick links every Indian taxpayer needs.
Direct links to official government portals for refund status, e-verification, tax payment, and AIS — saved here so you don't have to dig for them. All links verified as of May 2026.
Note: The Income-tax Act, 1961 stands repealed effective 01.04.2026, replaced by the Income-tax Act, 2025. The new Act introduces "Tax Year" terminology in place of FY/AY for Tax Year 2026-27 onwards. For AY 2026-27 (FY 2025-26) filings, the older provisions still apply where applicable.
CASE SNAPSHOTS
Real outcomes. Anonymised.
A handful of recent client situations and how they were resolved. Names and identifying details are withheld in line with professional confidentiality. References available on request.
CAPITAL GAINS
Missed Section 54F exemption — recovered before filing
Salaried client in Bangalore had sold listed equity to fund a residential property purchase. Their previous advisor was about to file without claiming Section 54F. We identified eligibility, structured the claim with proper documentation, and reduced the long-term capital gains liability by approximately ₹4.2 lakh.
NRI FILING
DTAA + Schedule FA — full filing without a single call
An NRI based in Singapore needed to file Indian rental income, claim DTAA relief, and disclose foreign assets correctly under Schedule FA. Entire engagement was handled over WhatsApp and email across three time zones, with foreign tax credit claimed for tax paid abroad. Refund credited in 21 days.
F&O TRADER
F&O classified correctly as business income
A Mumbai-based options trader had filed F&O turnover under capital gains in earlier years — leading to a Section 139(9) defective return notice. We restructured the filing with F&O as non-speculative business income, computed turnover correctly, applied audit thresholds appropriately, and resolved the notice. Subsequent year filed cleanly.
REGIME SWITCH
Old vs New regime — ₹81,900 saved with the right call
A salaried professional with ₹15 lakh income and ₹2.5 lakh in deductions was about to file under the old regime out of habit. Calculator analysis showed the new regime would result in ₹97,500 liability vs ₹1,79,400 under the old — a saving of ₹81,900. Filed under the new regime with full Section 87A rebate awareness.
All figures and case scenarios are illustrative of work undertaken. Identifying client details have been withheld. Actual outcomes vary based on facts of each case.
Income Tax Return Filing
Plans for every income story.
Whether your TDS comes from one employer or seven jurisdictions, a CA reviews every return before filing. Pricing is indicative — final fees are confirmed after a quick scope check, so you only pay for the complexity you actually have.
Essential
Salaried · Basic
For salaried individuals with a single Form 16 and basic income.
A concierge filing experience for individuals with multi-jurisdiction income, founder equity, board fees, AIF/PMS investments, and significant capital gains. One Partner-level CA. Two reviewers. Zero compromises.
Founder ESOP & sweat equity
AIF, PMS & venture portfolios
Multi-country DTAA strategy
Section 54 / 54F / 54EC planning
Capital Gains Account Scheme
Two-CA peer-review filing
Quarterly tax-planning calls
Year-round notice immunity*
Starting From
₹24,999*
Single annual fee · Final fee customised to portfolio complexity · Dedicated Partner CA
By invitation & eligibility · Limited slots / season
Bespoke
The Custom Plan
None of the above quite fits? Trust structures, NRI repatriation, multi-entity founders, family offices — we'll quote a flat fee tailored to your matter.
Tax planning, notice handling, property purchases, and HUF structuring — handled by qualified Chartered Accountants. All prices are starting fees; final scope is confirmed after a brief assessment so you only pay for what your matter actually needs.
Income Tax Planning
Year-round tax-saving strategy mapped to your income, investments & goals.
No app installs. No portals. WhatsApp, email and a single document checklist — that's it.
01
Pick a plan
Tell us your income story. We'll suggest the right plan in two minutes — no upselling.
02
Share documents
One checklist on WhatsApp. Form 16, 26AS, broker statements, foreign assets — drop them as they come.
03
CA review & draft
Your dedicated Chartered Accountant prepares the return. A second CA peer-reviews before you see it.
04
Approve & file
You see the computation, ask questions, then we e-file. ITR-V, acknowledgement & status updates shared.
The Taxxify Edge
Built for thoughtful filers.
We're a Chartered-Accountant-led practice that built a tech layer — not a tech company that hired interns to file your taxes. The difference shows up in the quality of every return.
CA-prepared, not bot-filed
Every return is prepared, reviewed and signed off by a qualified Chartered Accountant. No template-driven auto-filing. No "AI-generated" returns landing in your notice tray six months later.
Two-CA peer review
For Sovereign & Premium tiers, every return is independently reviewed by a second CA before filing. Same firm, fresh eyes, fewer surprises later.
WhatsApp-first, app-free
No new apps to download. No clunky portals. One WhatsApp thread, one document checklist, one CA who actually answers. Just like talking to a trusted advisor — because you are.
Notice-defended, year-round
If the IT department raises a query on a return we filed, our team responds, drafts, and represents — included in higher tiers, deeply discounted otherwise. We stand behind every filing.
Global income, handled with care
RSU/ESOPs from a US employer? Foreign listed shares? DTAA relief, Form 67, Schedule FA — we handle the cross-border quirks that generic filers either miss or charge a fortune for.
Transparent, customised pricing
Every fee starts from a clear baseline and is finalised after a quick scope check. You only pay for the actual complexity of your matter — never the average customer's mess.
FAQs
Questions we hear most often.
Still unsure? Just message us — most queries are answered within an hour during business days.
Who needs to file an income tax return in India?
Generally, you must file if your gross total income exceeds the basic exemption limit applicable to you. Filing is also required (even with lower income) if you've deposited large sums in current accounts, paid significant electricity bills, undertaken foreign travel above specified thresholds, hold foreign assets, want to claim a refund, or want to carry forward losses. We help you confirm applicability for your specific case.
Which ITR form applies to me?
It depends on your residency status and the nature of your income. ITR-1 is typically for resident salaried individuals with simple income; ITR-2 covers capital gains and foreign income; ITR-3 is for business or professional income; ITR-4 is for the presumptive scheme. We confirm the right form during onboarding — you don't need to figure this out yourself.
Can salaried persons file through Taxxify?
Absolutely — salaried filings are our most common case. Whether you have one Form 16 or multiple, with HRA, home loan interest, deductions under 80C/80D, or NPS contributions, we handle the full return and compare old vs new regime to optimise your liability.
Do you help with capital gains and complex cases?
Yes. We regularly handle equity, mutual funds, F&O, intraday trading, property sales, ESOPs, RSUs, foreign shares, and crypto — including Section 54/54F exemption planning, indexation, and proper reporting in Schedule CG.
Do you assist in replying to income tax notices?
Yes. We help you understand notices issued under Sections 139(9), 143(1), 142(1), 148, 245, and others — review the issue, prepare a proper response, attach supporting documents, and submit it on the income tax portal within timelines.
Can you help with HUF formation and filing?
Yes. We assist with HUF deed preparation guidance, PAN application, capital introduction planning, and ongoing income tax return filing for the HUF as a separate taxable entity. HUF can be a useful tax planning tool when set up and maintained correctly.
Is the service fully online?
Yes — onboarding, document sharing, drafting, approval, and filing all happen virtually. No office visits required, no physical paperwork. We use WhatsApp and secure email for communication.
Do you support NRIs and clients living outside India?
Yes. We work with NRIs and global Indians across the Gulf, US, UK, Singapore, Australia, and more — handling residency assessment, DTAA benefits, foreign tax credit, Schedule FA disclosures, and TDS on property sale or rental income.
What documents will I need?
Typical documents include PAN, Aadhaar, Form 16, Form 26AS / AIS / TIS, bank interest certificates, capital gains statements from your broker, home loan interest certificate, rent receipts, donation receipts, and proof of investments. We share a tailored checklist after understanding your profile.
How do I get in touch?
The fastest way is WhatsApp at +91 90240 31170. You can also email us at help@taxxify.com or use the contact form on this page. We typically respond within 24 hours on business days.
Tax Plan Finder · Built for India
Not sure which plan you need? Find out in 30 seconds.
Answer 4 quick questions and we'll recommend the right plan for your tax profile — with a pre-filled WhatsApp message ready to send. No emails. No sign-ups.